We didn't start with an answer.
Before landing anywhere, we compared 17 vehicles across every realistic option: keeping her car, a newer XC90, every three‑row plug‑in hybrid on sale, the bigger two‑row ones, the EV9 (she test drove it and liked it well enough), and the new range‑extended SUVs coming next year. We checked resale data from Kelley Blue Book, iSeeCars and CarEdge, and the makers' own announcements. Every number below has its source listed at the bottom.
What she needs: a car she likes driving, not all‑electric, room for the family's luggage, and no big value hit. The EV9 is a good car. It fails two of those four: it's all‑electric, and it takes its biggest value hit in year one.
Keep her XC90 for now, likely another year or two. Starting in 2027, the first SUVs that drive electric every day, with a small gas backup for trips, go on sale. Most come from the EV9's own company group. And the family's full EV, the Tesla, is already on the way.
At full sticker it loses $25,895 (Kelley Blue Book), more than her entire XC90 is worth today. Even adding one $3,500 repair to her car, keeping it still costs far less. Waiting doesn't skip the new‑car hit; it means taking it once, on the right car.
See every option we weighed ↓Cheapest by far. She loves it, and its battery pack is about two years old. Likely through 2027 or into 2028, until the right car is on sale and proven.
Hyundai Santa Fe, Genesis, Scout. Electric every day, a gas backup for trips, 500 to 640+ miles total (maker targets). Exactly the mix she wants.
A good car: roomy three rows, about 304 miles per charge, and she liked driving it well enough. But full electric is still an issue for her, she'd rather keep her XC90, it takes its steepest value drop in year one, and the Tesla already makes us an EV household.
Same generation as hers, and hers already has a recent battery pack. It would cost roughly $20,000 or more after her trade, mostly for fewer miles.
Mazda CX‑90, Kia Sorento, Lexus TX, Mitsubishi Outlander, Nissan Rogue. She didn't like most of them, Lexus is dropping the TX plug‑in after 2026, and the Outlander and Rogue third rows are kid‑sized.
Mercedes GLE 450e, BMW X5, Range Rover Sport, Lexus RX, Mazda CX‑70. Fine cars, but it's a sideways step: still a plug‑in hybrid, and she'd take the new‑car value hit a year before the better option arrives.
A range-extended SUV drives on electric all the time. The gas engine never turns the wheels; it only makes electricity on long trips. So: no charger hunting, ever.
None of these makers has announced a price yet; the prices shown are outlet estimates. "See today's" links show the current gas or electric model, which the range‑extended version is based on. Each car lights up at the END of its announced window, to be safe. XC90 estimate: about $2,000 to $3,500 a year. EV9: Kelley Blue Book and iSeeCars depreciation for a Light Long Range bought new at about $61,700, spread evenly by month (the real first-year drop is front-loaded, so this understates it). The $10K-off line subtracts the discount from that loss.
The EV9 saves about $1,050 to $2,300 a year on fuel. But even bought $10,000 off, it loses about $12,400 more in its first year than keeping hers. Fuel savings would take roughly 5 to 12 years to make that back. She drives more than 15,000 miles, so call it about 4 to 9 years at 20,000.
True. So take it once, on the car she actually wants. Buy the EV9 now and she either lives with a car she's uneasy about, or switches in 2027 after eating the steepest drop of its life, year one.
Her battery pack was replaced around 2024, so the biggest single repair risk was reset. Even so, we decided the exit rules now. If any one of these happens, we re‑decide right away.
An EV9 now means taking its steepest drop, year one, on a car she is uneasy about. Waiting costs a few hundred dollars a month in value, still far less even with a big repair, and lands her in an SUV that drives electric with a gas backup, built by the EV9's own company group.
Her ~$22,000 trade-in is the figure we were quoted for her car. XC90 figures are estimates; dealer quotes vary. Launch dates are as announced by the makers and can move.