How we decided
Her 2022 Volvo XC90 T880,000 milesOctober 2026

We didn't start with an answer.

Before landing anywhere, we compared 17 vehicles across every realistic option: keeping her car, a newer XC90, every three‑row plug‑in hybrid on sale, the bigger two‑row ones, the EV9 (she test drove it and liked it well enough), and the new range‑extended SUVs coming next year. We checked resale data from Kelley Blue Book, iSeeCars and CarEdge, and the makers' own announcements. Every number below has its source listed at the bottom.

What she needs: a car she likes driving, not all‑electric, room for the family's luggage, and no big value hit. The EV9 is a good car. It fails two of those four: it's all‑electric, and it takes its biggest value hit in year one.

Where it landed

Yes to electric. Just not this one, and not yet.

Keep her XC90 for now, likely another year or two. Starting in 2027, the first SUVs that drive electric every day, with a small gas backup for trips, go on sale. Most come from the EV9's own company group. And the family's full EV, the Tesla, is already on the way.

~$15,900
a new EV9's first-year value loss, even bought $10,000 off sticker (estimate)
~$3,500
keeping her XC90 that same year (estimate, value lost)
Even with a big discount, the EV9 loses over four times more in year one.

At full sticker it loses $25,895 (Kelley Blue Book), more than her entire XC90 is worth today. Even adding one $3,500 repair to her car, keeping it still costs far less. Waiting doesn't skip the new‑car hit; it means taking it once, on the right car.

See every option we weighed ↓
Every option we weighed

Six options. One plan: keep hers, then switch in 2027.

  1. Keep her XC90 for nowThe plan, step 1

    Cheapest by far. She loves it, and its battery pack is about two years old. Likely through 2027 or into 2028, until the right car is on sale and proven.

  2. Then switch to a range‑extended SUVThe plan, step 2, 2027 to 2028

    Hyundai Santa Fe, Genesis, Scout. Electric every day, a gas backup for trips, 500 to 640+ miles total (maker targets). Exactly the mix she wants.

  3. Kia EV9 (all‑electric)Not now

    A good car: roomy three rows, about 304 miles per charge, and she liked driving it well enough. But full electric is still an issue for her, she'd rather keep her XC90, it takes its steepest value drop in year one, and the Tesla already makes us an EV household.

  4. A newer used XC90 (2023 to 2024)Not worth it

    Same generation as hers, and hers already has a recent battery pack. It would cost roughly $20,000 or more after her trade, mostly for fewer miles.

  5. Another three‑row plug‑in hybridNot now

    Mazda CX‑90, Kia Sorento, Lexus TX, Mitsubishi Outlander, Nissan Rogue. She didn't like most of them, Lexus is dropping the TX plug‑in after 2026, and the Outlander and Rogue third rows are kid‑sized.

  6. A bigger two‑row plug‑in hybridNot now

    Mercedes GLE 450e, BMW X5, Range Rover Sport, Lexus RX, Mazda CX‑70. Fine cars, but it's a sideways step: still a plug‑in hybrid, and she'd take the new‑car value hit a year before the better option arrives.

Drag the date

When should she switch?

A range-extended SUV drives on electric all the time. The gas engine never turns the wheels; it only makes electricity on long trips. So: no charger hunting, ever.

Gas engineGeneratorBatteryElectric motorWheels
December 2027
XC90 value lost by then (estimate)
$2,300 to $4,100
Repairs not included; see the chart below
EV9 bought today at sticker: value lost by then
~$26,300
Bought $10K off: about $16,300
Kia EV9 · on sale now · all‑electric · $59,395 (Light Long Range)~304 mi per charge · See it ↗
On sale by then

Genesis range‑extended SUV

Announced for early 2027
Luxury, 2 rows, likely GV70‑based. 640+ mi total range target.
Price: around $70K (estimate; the electric GV70 is $58,500 today)
Not yet

Scout Traveler range‑extended

Production 2027, deliveries likely 2028
2 rows. ~150 mi electric, ~500 mi total.
Price: under $60K (Scout's target; the extender may add more)

None of these makers has announced a price yet; the prices shown are outlet estimates. "See today's" links show the current gas or electric model, which the range‑extended version is based on. Each car lights up at the END of its announced window, to be safe. XC90 estimate: about $2,000 to $3,500 a year. EV9: Kelley Blue Book and iSeeCars depreciation for a Light Long Range bought new at about $61,700, spread evenly by month (the real first-year drop is front-loaded, so this understates it). The $10K-off line subtracts the discount from that loss.

Same family as the EV9

The EV9's own company group is building the car we're waiting for.

Kia EV9: all‑electricsame company group (Hyundai Motor Group)Hyundai Santa Fe, Genesis and Kia Telluride with a gas backup
Road trips

How far on one fill

Running costs

Yes, the EV9 is cheaper to fuel. Not by enough.

The EV9 saves about $1,050 to $2,300 a year on fuel. But even bought $10,000 off, it loses about $12,400 more in its first year than keeping hers. Fuel savings would take roughly 5 to 12 years to make that back. She drives more than 15,000 miles, so call it about 4 to 9 years at 20,000.

The obvious objection
"She'll take a new‑car hit eventually anyway."

True. So take it once, on the car she actually wants. Buy the EV9 now and she either lives with a car she's uneasy about, or switches in 2027 after eating the steepest drop of its life, year one.

The safety net

We are not keeping it blindly

Her battery pack was replaced around 2024, so the biggest single repair risk was reset. Even so, we decided the exit rules now. If any one of these happens, we re‑decide right away.

  1. A big repair. Any single repair quote over $3,500.
  2. The battery's coverage ends, or it acts up. Whichever comes first.
  3. The right car arrives. A range-extended SUV she likes goes on sale.
Bottom line

Keep the XC90 until the right car exists. Then buy it once.

An EV9 now means taking its steepest drop, year one, on a car she is uneasy about. Waiting costs a few hundred dollars a month in value, still far less even with a big repair, and lands her in an SUV that drives electric with a gas backup, built by the EV9's own company group.

Sources for every number on this page
  1. Kelley Blue Book, 2025 EV9 Light Long Range: $25,895 (42%) lost in 1 year, leaving about $35,760; the $10K-off figure applies that same value to a lower price
  2. Kelley Blue Book, 2024 EV9 depreciation: 46% over 2 years
  3. iSeeCars, Kia EV9 resale value: 49.8% after 3 years, 64.8% after 5
  4. CarMax, 2026 Kia EV9: Light Long Range about 304 miles of range
  5. fueleconomy.gov, 2022 Volvo XC90 T8 Recharge: 26 mpg on gas, 49 kWh per 100 mi, 64% electric-mile share
  6. fueleconomy.gov, 2026 Kia EV9 Long Range RWD: about $850 a year, 305 mi
  7. fueleconomy.gov national fuel prices (October 2026): premium $5.48, electricity $0.15 per kWh
  8. Motor1, 2026 EV9 pricing: Light Long Range $59,395 with destination
  9. TopElectricSUV, range-extended SUVs coming to the US: price estimates (Santa Fe about $45K to $55K, Genesis about $70K)
  10. Jalopnik, Scout Traveler: under $60,000 target
  11. Genesis, Electrified GV70: $58,500 today
  12. CarEdge, Volvo XC90 depreciation: about 10% a year after year 4
  13. AutoGuide, Hyundai Santa Fe range-extended for 2027: 600+ miles
  14. Motor1, Hyundai and Genesis range-extended EVs: Genesis 640+ miles, early 2027
  15. Expedition Portal, Scout range extender: ~150 electric, ~500 total
  16. InsideEVs, Kia Telluride range-extended by 2029
  17. TFLcar, Lexus drops the TX 550h+ plug-in
  18. TrueCar, used XC90 T8 listings: 2023 models from about $41,800
  19. InsideEVs, every range-extended EV coming to America

Her ~$22,000 trade-in is the figure we were quoted for her car. XC90 figures are estimates; dealer quotes vary. Launch dates are as announced by the makers and can move.